i really need to buy a phone, just a little advice please.Best advice for saving money?
The best way I have found to not spend money is to never carry it on you...Such as in your pocket or purse. This way it is not as easy to get to spend when ever you feel like it. When I go out and I do not want to spend money ';Just because I have it'; I leave my money at home in a safe place. This also works with banks...So if you want to spend the money you have to go out of your way to withdraw it from your account...
I hope this helps...These are just a few things I do.Best advice for saving money?
Discipline! And the Determination you need to realize your goal. Decide on an amount - it has to be a reasonable amount - say $20.00 - and put it away in an envelope every pay day, keeping a running total written on the front of the envelope which has the price of the phone that you want to buy on it; then forget about the money. Now, this is where the discipline comes in: 1. Make sure every pay day that the first thing you do is to put $20.00 in the envelope before you spend a penny on anything else, and 2. Do not touch the cash in that envelope for any reason.
Before you know it, putting away a little bit of money each pay day in such a way (and it adds up quickly, you'll be surprised) will become such a strong habit, that you will probably continue to do it even after you have the money for your phone. Think of it as having a nest egg, that will always be there in case you ever need it - and if you have another item you want to save up for you will already have money saved.
Best thing is to make a budget. Its not glamourous or anything, but it will save you money. write down the main things you HAVE to spend money on like: Food, Clothing, Entertainment, Bills(elec, rent...), Credit, and Misc/unexpected and Savings. Then, take the amount you usually spend on your bills and groceries ( you can look at your reciepts to calculate that) and write that total in the Bills and food spot. and whatever is left divy up between the rest, make sure you have a savings account and set aside a small chunk of money for that...even if its 10 or 30 bucks. The hardest part is to follow this budget, but trust me, if you keep it up, you'll have that phone in no time, and who knows what else. I hope this helps you out.
With anything, try not to spend money unless you have to. Do not buy with credit, if you don't have the cash, you can't afford it.
If you are referring to cell phones, get a Go Phone. With this, you pay as you go. Don't use the phone, you don't get charged. I don't have specifics, but it sounds like what you need.
If you want a music source, buy used, damaged, out of box, or demo models. Look for stuff in people's trash and you can find some cool stuff at thrift stores. I bought a three shelf cabinet for $8.00. It probably cost $20.00
1) Budget. Budget, budget, budget. See exactly what you spend and where you can cut back.
2) How much is this phone? Do you need to buy the service too? Budget in the service TOO before you do anything.
3) Try to set aside $10/day if you can.
Basically, just budget.
Ugh saving sucks im totally in the same boat. At my bank i had this thing set up where every paycheck i get 50 dollars put into my savings and the rest of my check gets put into my checking. So u should check ur bank to see if they have anything like that. Just have self control i kno its hard lol
You should cut down on unneccesary spending, and keep track of what money's being spent, and the reason. Plus, the cell-phone bills can be relatively low, or sky-high but only if you MONITOR! Try this, but if it doesn't work try investing.
I have the best advice ever -- get rid of everything -- turn off the electricity and stop eating -- sell your car -- move to a campsite and live in a tent -- turn off the cable and walk everywere -- that will save a lot of money
I'm low on money too. To save money, try using coupons and buying food that aren't name brands. Also, try buying things that you only, absolutely, need. You could go to stores like aldi's and walmart. They are low priced. Hope this helps. It's all I got.
put a little bit away at a time from your paychecks, keep it in a savings acount, and hid your savings acount info just until you get enough money for the phone, try to use self restraint
just set a budget for yourself to spend on only necessary items and everything else that you want (if you can afford it according to your budget) you can buy
Put your money in a piggy bank and put a picture of a cell phone so u remind himself that you shouldn't spend it and save for what u want
P.S do u wanna be my friend and PLEASE VOTE ME AS BEST ANSWER
If you just save 10% of your income ...you'll have enough money in no time.
(If you smoke quit...and you'll have enough money in no time). Sorry I just had to throw that in...
-Well maybe get a job
-when you get money save it
-Do something like charity work our something
-Help people
-Garage Sale
-Sell stuff
go with metro pcs....40 dollars a month.. unlimited local and long distance...unlimited text.... unlimited picture and video messaging....all at any time day or night
Ask your parents to buy your phone and then tell them you will mow the lawn every week or something.
tell your mom or dad to hide it for you so you can not buy anything
Don't buy the phone...
just dont giv in 2 da temptation of buying stuf u think u need but really dont. save it up in a container or mayb a bank...
Ask your parents to buy it for you.
no designer coffee, orbit gum, grab bags of chips, magazines or ppv porn!
Keep saving. Try not to spend all of your money on things like movies and other things.
don't buy a phone
put it in a piggy bank. or a bank.
only buy things that you can afford right now
quit spending it.
stop spending it
wellll..do you work..??
spend less than you make
no advise, just dont spend it. and yeah..... it sucks.
at the start of every month i put twenty bucks or more into my bank account
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